> MY_SELFISH
Your money. Your what-ifs.
Put in your real numbers once. Then test the decisions — a raise, a bigger pension contribution, a house — and see what each one actually does to you.
Saved on this device only. Premium saves it to your account and compares scenarios side by side.
My actual numbers YOUR FIGURE
€
€
€
Everything
€
€
%
€
€
Debt, property & tax status+
€
€
€
€
Where you stand CALCULATED
Take-home / month
€3,461
Left over / month
€861
Savings rate
29%
incl. your pension
Net worth today
€24,000
Into pension / month
€429
you + employer
Net worth in 10 yrsPROJECTION
€226,517
Hitting your target of €70,000 adds €658/month to take-home — not €1,250. Make the case →
What if…? SCENARIO — NOT YOUR ACTUAL DATA
Quick start:
€
€
€
Negative = cut
€
0 = no purchase
| Actual | Earn €10k more | |
|---|---|---|
| Take-home / month | €3,461 | €3,899 +€438 |
| Left over / month | €861 | €1,299 +€438 |
| Into pension / month | €429 | €471 +€42 |
| Savings rate | 29% | 37% +8 pts |
| Pension in 10 yrs | €90,030 | €96,165 +€6,135 |
| Net worth in 10 yrs | €226,517 | €293,921 +€67,404 |
Projections assume savings earn 3%, pensions grow 4% after fees, homes 2% a year, your spending stays flat, and existing debts are repaid from that spending. Tax uses this year’s rules. Not a forecast — a way to compare choices.