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Data Sources & Accuracy

We source data from official Irish government sources including:

• Revenue.ie (tax rates, credits, calculations)
• Central Statistics Office Ireland (CSO)
• Property Price Register
• Market research and aggregated salary data

While we strive for accuracy, tax laws, regulations, and rates change. Always verify information with official sources or consult a qualified professional before making financial decisions.

Tax Calculations

Our tax calculators use official 2025 Irish tax rates but are simplified models. Real tax situations can be complex and include:

• Personal circumstances (marriage, dependents, medical expenses)
• Additional credits and reliefs
• Pension contributions
• Multiple income sources
• Capital gains, rental income, etc.

Always consult a qualified accountant or tax advisor for your specific situation.

Investment Information

Any investment information, including historical returns and projections, is for educational purposes only. Past performance does not guarantee future results.

We use historical S&P 500 returns as benchmarks, but:

• Markets are unpredictable and can lose value
• Historical averages include periods of significant loss
• Your actual returns will vary
• Investments carry risk of capital loss

Consult a licensed financial advisor before making investment decisions.

Salary Data

Salary information is compiled from publicly available sources, market research, and user submissions. Individual salaries vary based on:

• Experience level and skills
• Company size and industry
• Location within Ireland
• Benefits and bonuses
• Current market conditions

Use salary data as general guidance, not as guaranteed figures.

No Guarantees

We make no guarantees or promises about:

• Financial outcomes from using our tools
• Salary increases or negotiation success
• Tax savings or investment returns
• Property investment performance
• Side hustle profitability

Your results depend on your individual circumstances, decisions, and market conditions.

Affiliate Links

Selfish.ie may contain affiliate links to financial services, brokers, or products. We may receive compensation when you use these links. This does not affect our content or recommendations. We only promote services we believe provide value.

Limitation of Liability

To the fullest extent permitted by law, Selfish.ie and its operators are not liable for:

• Financial losses from decisions based on our content
• Errors or omissions in data or calculations
• Outdated information due to changing laws or rates
• Third-party content or links
• Service interruptions or technical issues

Professional Advice

Before making any significant financial decisions, consult qualified professionals:

• Accountant - For tax planning and compliance
• Financial Advisor - For investment and retirement planning
• Solicitor - For property and legal matters
• Mortgage Broker - For property financing